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Cloud POS vs On-Prem POS

Moneta Pay POS is available in two deployment models. Choose the one that fits your restaurant's needs.

At a Glance

Cloud POSOn-Prem POS
Where it runsOur serversYour hardware
Internet requiredYes, alwaysOnly for M-PESA, ESD, remote access
Works offlineNoYes
Fiscal compliance (ESD)Not availableAvailable (add-on or included)
Setup5 minutes, no install~20 minutes with setup wizard
MaintenanceWe handle itYou manage the server
Data locationOur cloudYour machine
Free tierYes (3 waiters, 2 terminals)18-day trial then paid

Cloud POS

Cloud POS is software-as-a-service. We host and manage the server — you access it from any device with a web browser.

Best for:

  • Small restaurants that want to start immediately
  • Businesses comfortable with cloud-based tools
  • Restaurants that don't need fiscal compliance (ESD/KRA eTIMS)
  • Multi-location access without VPN setup

Limitations:

  • Requires a stable internet connection
  • Fiscal compliance not available (regulatory restriction)
  • Printing handled client-side (browser-based)
  • Revenue caps apply per tier

See Cloud POS plans → · Start Free →

On-Prem POS

On-Prem POS runs on your own hardware (a server or dedicated PC at your restaurant). You install it, you control it.

Best for:

  • Restaurants that need fiscal compliance (KRA eTIMS, URA EFRIS)
  • Businesses in areas with unreliable internet
  • Larger restaurants with multiple terminals and printers
  • Owners who want full control over their data

What you get:

  • Works completely offline — internet only needed for M-PESA and ESD
  • Full fiscal compliance with tax authority digital signing
  • Direct TCP printing to thermal printers (faster, more reliable)
  • No revenue caps on Enterprise
  • WireGuard VPN for remote access
  • All add-ons available (M-PESA, CCTV, smart stock, managed backup)

What you manage:

  • A server or PC running Windows 10+ or Linux (Ubuntu 20.04+)
  • PostgreSQL database (auto-provisioned by setup wizard)
  • System updates (one-command installer, idempotent)

See On-Prem plans → · Installation guide → · Start Trial →

Switching Later

You can switch between Cloud POS and On-Prem POS. Your menu, waiter, and business data can be migrated. Contact support for assistance with the transition.

Still Unsure?

Moneta Pay POS — Built for African Restaurants